Retirement interest
The consumer expresses an interest in discussing retirement needs and evaluating whether an annuity could fit. Interest is not a promise to purchase.
Appointment standards
Know what sits
behind the word “qualified.”
A useful partnership starts with a shared definition—not an assumption about what a calendar booking means.
Screening criteria
Qualification is an acquisition standard.
Reported qualifying assets
At least $250,000 in potentially available liquid investable assets. Information is reported by the consumer and verbally reconfirmed, not independently audited.
The threshold is used for acquisition. It is not a recommendation to allocate that amount—or any amount—to an annuity.
Service-state fit
The consumer’s location must align with the participating professional’s ability to serve them. State availability is confirmed before delivery begins.
Meeting expectations
The advisor and firm are introduced by name. The prospect is told what the conversation is for and receives the meeting details.
Exclusive assignment
One introduction. One participating practice.
Each appointment lead is assigned exclusively to one participating advisor or agency. AMO does not resell that appointment lead to another practice.
Exclusivity describes our assignment. It does not prevent the consumer from independently researching providers or speaking with another professional.
What your team receives
A prepared handoff.
The context needed to begin a useful conversation.
Review the reason for the inquiry, the reported asset range, screening notes, and the introduction and confirmation status. The exact handoff is reviewed together before the partnership begins.
Illustrative appointment briefSample
Context before the conversation.
- Reason for the conversation
- Retiring in two years; exploring ways to cover monthly expenses.
- Reported qualifying assets
- $250,000–$499,999
- Questions to discuss
- Income timing, access to savings, and how alternatives compare.
- Introduction & confirmation
- Advisor and firm introduced. Zoom meeting time acknowledged.
Fictional example, not an actual prospect. Reported assets are not independently audited or a recommended annuity allocation.
Attendance and consumer care
A meeting is a beginning.
Attended is defined together
The written agreement establishes the attendance definition and handling of missed, rescheduled, or disputed meetings before service starts.
Suitability belongs to the professional
Screening does not establish product suitability. The advisor must evaluate the consumer’s full circumstances and explain the relevant benefits, costs, and restrictions.
No purchase is promised
Consumers retain the choice to proceed, seek other advice, or decide an annuity is not appropriate. An appointment is not a guaranteed client or sale.
A considered partnership
Your next stage of growth
starts with a conversation.
See whether your practice and our appointment process are a fit.